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Terms of Service

Last updated: October 4, 2026Privacy Policy →

The short version

  • Penny isn’t a financial adviser

    Her questions are AI-generated prompts to think, not advice.

  • Every decision is yours

    CartPause never buys for you and never stops you buying.

  • Payments go through Apple

    Billing, renewals and refunds are handled by the App Store.

  • Cancel anytime

    Cancel in your Apple ID settings; access lasts to the end of the period.

A plain-English summary. The full terms below are what apply.

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